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PEXA brings greater security and transparency to property transactions, improving the customer experience and reducing 
unexpected delays and costs.
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We’re a secure digital platform, seamlessly handling financial settlement and property lodgement.

Buying a new home is one of the most stressful moments in a person’s life. House buyers and sellers are invested in a vision of their future and can’t rest until that dream is delivered.
At PEXA, we’re here to help. We make the hardest part of the process—completion—a little less painful, and a lot more predictable. 
Built in partnership with the industry, trusted by governments, and proven in Australia, PEXA is here to help the UK move forward—with confidence.

PEXA sits at the centre of the property transaction where money is exchanged for home ownership, delivering that moment with certainty, security and confidence.

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Joe Pepper

Joe joined PEXA in October 2023, bringing over 25 years of business process re-engineering experience across the financial, legal and property sectors – the last 10 years in delivering technology solutions to the UK conveyancing and lending markets.
Previously he was Chief Executive Officer of TM Group, a leading proptech company where he spearheaded the company’s growth. His other key executive roles include Managing Director of EDM Mortgage Support Services; Business Development Director for RR Donnelley Global Document Solutions; and banking operations and sales executive roles with UBS Investment Bank and ABN Amro.

Krystle Kocik

Krystle has been with PEXA since 2013 and is PEXA&#8217;s Chief Product Officer, responsible for the end to end delivery of PEXA&#8217;s suite of products. She is also on the ground in the United Kingdom, working with UK lenders, land registries and housing solicitors to build the UK&#8217;s first digital housing remortgaging and completion platform. Krystle has over 15 years&#8217; experience in product and digital transformation, both for the property technology and financial institutions industry in Australia and the UK, having worked with Accenture, Westpac, Lloyds Banking Group, ETS Europe and ANZ.
Krystle has also recently completed her management programme at INSEAD Business School in Europe.

Matt Ellis

Matt joined PEXA in June 2021 and has almost 25 years’ experience in the UK Financial Services industry.  He spent 19 years with MBNA / Bank of America / Lloyds Banking Group, where he held senior leadership roles in Finance, HR, Collections, Credit, Fraud, Strategy, and Marketing, before spending 10 years leading Risk and Compliance functions across both the first and second lines of defence. 
Since leaving MBNA, Matt has held a variety of CRO, CCO / MLRO and MD roles, during which he was instrumental in obtaining both a full Banking Licence for a new UK challenger bank and an Electronic Money Institution Licence for a FinTech start-up.
Matt is passionate about delivering in the right way and is known for the integrity, openness and people focus that he brings to the UK Executive Leadership Team.

Matthew Joy

Matt joined PEXA in March 2024 and brings with him almost 35 years experience in the UK&#8217;s property industry. The last 16 years of his career have been in Sales and Marketing roles across market leading property search and data companies. His strengths include building great work-life cultures, encouraging growth through hard work, collaboration and providing clear and precise direction.
Matt is passionate about providing great customer experience and believes that the most successful companies have cultures built around obsessing over their employees and clients needs alike.

Verdi Taylor-Bishop

Verdi joined PEXA in March 2024 bringing over twenty years of marketing experience with the last fifteen years in the property sector, across both B2B and B2C audiences, in senior marketing roles for companies such as BuildStore Financial Services Ltd, The National Self Build &amp; Renovation Centre and tmgroup where she helped to drive significant growth and change plans.
Verdi has worked with everyone from Government bodies, Local Authorities and industry trade associations, to lenders, brokers, conveyancers, estate agents, architects and surveyors always adopting a customer centric approach to drive mutually beneficial results for all involved.

Michael Cress

Michael joined Smoove plc in May 2022. He started his career in corporate finance before focusing on digital brands and was latterly Finance Director at My 1st Years. He has also held senior and executive finance roles at Kelkoo, The Digital Property Group and AOL UK. Michael started his career with Schroder &amp; Co after graduating from Harvard University with a degree in Economics.

Nitesh Thadani

Nitesh joined PEXA in January 2025, bringing over 20 years of experience in technology leadership, specialising in FinTech and SaaS businesses. He has an extensive background in the UK mortgage industry, having delivered technology integrations with major lenders such as NatWest and Nationwide.
As a collaborative and forward-thinking leader, Nitesh is passionate about leveraging technology, data, and AI to transform industries. He has a strong track record of scaling organisations by fostering high-performing teams and cultivating a culture of innovation.
Before joining PEXA, Nitesh held senior roles at organisations including Mojo Mortgages, ThoughtWorks, Barclays, and Smartr365. His career spans global markets, with experience across the UK, US, India, and Australia, where he has led large-scale technology transformations, product launches, and data-driven innovations in the financial services and regulated sectors.

Simon Wright

Simon has almost 30 years’ financial services experience, leading strategy, operations, and customer teams.  He spent the majority of his banking career at CYBG PLC (now Virgin Money UK PLC), where the roles undertaken have created a unique blend of commercial, strategy, operations, payments, distribution (Personal and Business), change and transformation experience. He was latterly Director of Operations and Enablement and also led its Customer Banking Centres. 
A resourceful, authentic and innovative leader, Simon has built a strong reputation for strategy development and delivery whilst developing engaged and committed teams.  Simon joined PEXA in 2021 as Chief Operating Officer in the UK.

James Foster

James joined PEXA in March 2025 as Director of Lender Sales, bringing extensive experience in financial services, technology, and strategic growth. Most recently at Gartner, he was working with senior leaders across the industry on market intelligence, go-to-market strategy, and digital transformation, helping businesses navigate change and drive commercial success. Prior to this, he held senior roles at Nationwide Building Society and Mortgage Brain, shaping sales strategies and fostering key industry partnerships.
James is excited to be joining PEXA UK at such a pivotal time, as the company transforms the UK’s property settlement process through digital innovation. He looks forward to working with lenders to drive greater efficiency, security, and transparency in mortgage transactions, helping to shape the future of homebuying in the UK.

Parisha Kanani

Parisha joined PEXA in September 2023 and brings with her 25 years of financial services experience across the banking, asset/wealth management, VC/PE, payments and fintech sectors.
As an executive leader, Parisha has led international legal teams and multi-disciplinary functions including corporate governance and secretariat. She has also acted as a board adviser, company secretary and director to businesses.
Before joining PEXA, Parisha held executive positions as the most senior legal and governance adviser at Reach plc, Octopus Investments, First Sentier Investments/Commonwealth Bank of Australia, and Jefferies Investment Bank, responsible for managing enterprise risk including legal, regulatory and governance matters. Parisha is passionate about delivering excellent business-aligned strategic results and building and leading diverse high-performing teams.
As well as being a qualified UK solicitor, Parisha holds an MBA from London Business School and is a Fellow of the RSA. Parisha is also a STEM Ambassador for the London Hub and a UN Women – UK Delegate.

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Back in 2010 we set about to revolutionise the way Australians exchange property. Now we're ready to do the same for buyers and sellers in the UK.