Pricing

At PEXA, our goal is to make property completions simple, transparent, and secure, empowering law firms and lenders to complete property transactions with greater confidence and certainty. Our pricing is designed to reflect this value: no subscription fees, no hidden charges. You only pay when a transaction completes.

Discover how the PEXA Platform works: Learn more about the technology behind digital settlement and lodgement on our PEXA platform page.

What’s included

PEXA pricing is straightforward, outcome-based, and designed to support both law firms and lenders. All prices are per completed transaction and exclusive of VAT. Our prices include:
 

Access to secure platform enabling digital property completion

Direct integration with HM Land Registry for property title lodgement

Secure movement of funds via PEXA Pay, utilising central bank money through the Bank of England’s RTGS system

Automated title validation and checks, with real-time status visibility for conveyancers and lenders

Dedicated UK-based support and onboarding
 

No setup fees. No ongoing subscription. You only pay when a transaction successfully completes.

S&P pricing table

Remortgage pricing table

(Note all fees exclude VAT)

About PEXA’s Standard Pricing

  1. The fees shown here are PEXA’s standard platform fees for our customers. Separate or different fees may be chargeable to the lender and the law firm for any transactions completed via the PEXA Platform in the future.

  2. These fees are published to help our customers understand how the PEXA Platform works in terms of charges that they will pay, but they may not be the same as the fees you see in your final bill or statement of charges from your lender or law firm.

  3. PEXA’s standard prices may change from time to time. We will update this page when that happens. PEXA will give 3 months’ notice of any changes in advance to your lender or law firm.

 

Law Firm and Lender Responsibilities

  1. Your law firm or lender decides how to handle PEXA’s fees. They may, for example:

    • absorb the cost themselves,

    • pass it on to you as a disbursement without any change, or

    • add it to their own fees.

  2. Every law firm and lender is responsible for explaining their own charges to you in line with their regulatory duties.

  3. Because of this, the final fees you pay could be different from PEXA’s standard pricing.

  4. If you are a customer of a law firm or lender, please ask your law firm or lender for a full breakdown of their fees, including how they treat PEXA’s charges.

 

PEXA’s Regulatory Position

  1. PEXA is regulated by the Financial Conduct Authority (FCA) and follows Principle 12 of the Consumer Duty – delivering good outcomes for retail customers.

  2. However, PEXA does not regulate, monitor, or control law firm or lender pricing. Each firm makes its own commercial decisions.

  • PEXA logo
  • FSQS registered logo
  • Payments Association logo
  • Open Property Data Association logo
  • The Conveyancing Association logo
  • UK Finance logo

Digital Completion UK Ltd (trading as PEXA) is authorised and regulated by the Financial Conduct Authority (FCA) under the Financial Services and Markets Act 2000 with Financial Services Register Number 1013734. PEXA is authorised by the FCA as a payment institution to provide payment services.  PEXA is also registered with HM Revenue & Customs as a Money Service Business for supervision under the Money Laundering Regulations, with registration number XMML00000199000.

Registered Office: Suite 5a, West Village, 114 Wellington Street, Leeds, LS1 1BA.
Registered in England and Wales. Company No. 12830944.
VAT Registration Number: GB 455 8225 75

Operating Hours are 8am to 6pm Mon to Fri (excluding Bank Holidays)

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