Innovation and Tech

We explore why the final stages of the property transaction remains so complex and how a more connected approach could improve outcomes for lenders, brokers, conveyancers and customers.

Beyond the offer: Why the mortgage journey still breaks down at completion

Data & Insights

Our UK Home Moving Experience Report 2026 explores what consumers think about today&#8217;s property transaction journey and what they want from its future. Based on research with 1,050 recent movers, alongside industry analysis and transaction data, the report reveals a market that is increasingly ready for change.

The future of home moving isn't faster. It's more certain.

This year&#8217;s Fabian Society Housing Summit, delivered in partnership with RICS, brought together politicians, policymakers, housing organisations and industry leaders to discuss the future of housing policy and reform in the UK.

Housing reform is about more than building homes

The recent UK Finance Digital Innovation Summit focused on the key tech-enabled trends emerging within the financial services market, making it an ideal event for PEXA to be part of.

Beyond Open Finance: Connected customer journeys were the big theme at UK Finance's Digital Innovation Summit

Post-completion isn&#8217;t the problem. It&#8217;s where the problem shows up.

Why better completions start before completion day

Fraud

The property industry has made significant strides in strengthening security and protecting clients from cybercrime. Yet despite advances in technology, fraudsters continue to look for opportunities wherever money, data and trust intersect.

Protecting property transactions: What the industry can learn about cyber fraud

The Financial Conduct Authority’s (FCA) Mortgages and Open Finance Policy Sprint brought together lenders, regulators, technology providers and representatives from across the mortgage and property sectors to explore how trusted financial data could improve outcomes for consumers.

What the FCA's mortgages and Open Finance Policy Sprint taught us about the future of homebuying

PEXA recently participated in the Open Property Data Association (OPDA) Hackathon, a collaborative initiative delivered through the Smart Property Data Trust Framework Sandbox project.

PEXA demonstrates how trusted completion notifications could transform moving day

Homebuying isn’t slow because the data doesn’t exist. It’s slow because it arrives too late and can’t be reused. PEXA was delighted to partner with CtrlShift on a new report, based on its recent Smart Property Data Clinic, which captures the collective insights from leaders across property, finance and technology on how to fix that.

Why the real challenge in homebuying starts at completion - Insights from CtrlShift’s Smart Property Data Clinic Report

During UK Fintech Week last month, we attended the headline conference, the Innovate Finance Global Summit (IFGS), which brought together business leaders and policymakers.

From ambition to reality: How FinTech is shaping the future of property transactions

What it means for conveyancers, lenders, and the future of property transactions.

Why the UK’s smart data strategy matters for the property industry

The recent King’s Speech covered a wide range of topics, and in this blog we look behind the headlines and summarise why it could prove to be significant for the way we buy and sell homes in the UK.

The King’s speech and the future of digital property transactions

Client Stories

Completion day is where the stakes are highest. It’s the moment money exchanges for title, and it often comes with intense time pressure, multiple handoffs, large sums of money and a lot of coordination behind the scenes. For conveyancers and finance teams alike, it can be one of the most stressful parts of the process.
Guest Walker, a York law firm, has now onboarded with PEXA and completed a transaction using our digital completions infrastructure. Their experience is a useful real-world example for other firms exploring what adoption looks like in practice: what it takes to get started, what changes (and what doesn’t), and where the time and certainty can be won back.

Digital completion in practice: Guest Walker’s first transaction through PEXA

Building societies and mutual-owned banks account for nearly a third of all UK mortgages and a similar proportion of new mortgage lending, meaning that the sector plays a critical role in supporting home ownership in the UK. In this blog we reflect on this year’s Building Societies Association (BSA) Annual Conference in Edinburgh.

BSA Conference 2026: Digital expectations are rising, but human support still key

In March we attended the Pay360 conference in London, which brought together industry and policy leaders from across payments, banking and FinTech. As a provider of new payment rails for UK property transactions, this was a relevant event for PEXA, and in this blog post we have provided a summary.

How payments innovation is influencing the homebuying process

The digitalisation of the UK’s mortgage process will, if the policymakers get their way, start to accelerate and boost the overall economy. “Financial World” takes a look at some of the aims and at some of the recent steps forward.

The house and the mouse

The Ministry of Housing, Communities and Local Government’s Home Buying and Selling Reform (MHCLG) consultation signifies positive progress for the industry, including brokers and lenders. It is garnering the government support it needs to drive change and encourage ongoing private investment in the right technology and infrastructure to support all stakeholders involved in property transactions.

Streamlining the home buying and selling process safely and securely

Regulation

It’s long been a frustration for conveyancers that they can carry a disproportionate share of the risk when things go wrong &#8211; even though a property transaction involves multiple parties and handoffs.

Client money, fraud and regulation: Why completion risk calls for a more systemic approach

Fraud in property transactions rarely starts with sophisticated technology. More often, it begins with trust: a plausible email, a quick update to bank details, or a last-minute change that lands just as money is about to move. So the practical question is simple: how do you turn compliance into controls that genuinely protect clients at the point of completion?

Protecting the moment money moves: Practical completion controls

The way homes are bought and sold in the UK has long been shaped by fragmentation, uncertainty and manual processes &#8211; creating delays, risk and cost for consumers and the professionals who support them.

Future Property Transactions Group Report

As the UK property sector starts to embrace digital transformation, confidence at the point of completion matters more than ever. This is the moment where risk, operational pressure and client expectations all converge – and where stronger digital collaboration can help make the biggest difference.
This article explores how secure, integrated digital infrastructure can help lenders and conveyancers deliver a more certain, secure and trusted completion experience.

The future of completions: Delivering certainty, security and confidence in every property transaction

Fraud in property continues to evolve. Our Fraud Awareness Week series brought together regulatory bodies, law firms, lenders, insurers, technology providers, and law enforcement to focus on what works: collaboration, trustworthy data flows, and secure payment rails.
This piece is a practical read for conveyancers and lenders to help reduce exposure at completion, turn policy into everyday process, and evidence points for insurers, delivering safer, more predictable completions.

Securing completions together: Shared standards, culture, and payment rails for a more secure fraud landscape

As the UK looks to modernise homebuying, our latest podcast highlights how Australia’s experience offers useful lessons on how digital change can support conveyancers and their clients.

Time, certainty and the conveyancer’s role in digital change

Events

This September, we officially launched PEXA’s UK platform with a nationwide roadshow series, Confidence in Completions: The Road Ahead. From Leeds to London, hundreds of conveyancers, lenders, regulators and industry experts joined us to explore how digital innovation can transform property transactions in England and Wales.

Wrapping up the Road Ahead: Launching PEXA in the UK

As part of International Fraud Awareness Week, PEXA hosted a webinar series bringing together experts from regulatory bodies, law firms, insurance, technology providers and law enforcement to unpack how fraud is evolving &#8211; and what the industry can do to stay ahead.

PEXA blog

Time, certainty and the conveyancer’s role in digital change

Beyond the offer: Why the mortgage journey still breaks down at completion

The future of home moving isn't faster. It's more certain.

Housing reform is about more than building homes

Beyond Open Finance: Connected customer journeys were the big theme at UK Finance's Digital Innovation Summit

Why better completions start before completion day

Wrapping up the Road Ahead: Launching PEXA in the UK

International Fraud Awareness Week: Insights from PEXA’s Webinar Series

Beyond the offer: Why the mortgage journey still breaks down at completion

The future of home moving isn't faster. It's more certain.

Housing reform is about more than building homes

Beyond Open Finance: Connected customer journeys were the big theme at UK Finance's Digital Innovation Summit